
De acuerdo con lo indicado por fuentes oficiales,聽mediante 9 l铆neas se construir谩n 14 mil viviendas, se otorgar谩n 273 mil cr茅ditos para refacci贸n y ampliaci贸n, y ser谩n adjudicados 10.000 nuevos lotes con servicios en todo el pa铆s.
“Tanto para la l铆nea microcr茅ditos como para la l铆nea Refacci贸n la tasa ser谩 fija de 24%”,聽ampli贸 Bielsa.
Las 9 l铆neas de cr茅dito del Procrear 2020:
- L铆nea聽Mejoramientos Microcr茅ditos: para mejoramientos de terminaciones y arreglos menores.120 mil cr茅ditos. Personales con tasa fija 24%. Fecha de inscripci贸n: Agosto.
- 聽L铆nea聽Mejoramientos Refacci贸n: Para refacci贸n general de la vivienda. 70 mil cr茅ditos. Personales con tasa fija 24%. Fecha de inscripci贸n: Agosto.
- 聽L铆nea聽Mejoramientos sustentables: para realizar intervenciones en la vivienda con el objetivo de incrementar la eficiencia energ茅tica.15 mil cr茅ditos. Personales con tasa fija 24 %. Fecha de inscripci贸n estimada: Octubre.
- 聽L铆nea聽Mejoramientos Gas: para realizar instalaciones domiciliarias de acceso a la red de gas hasta tres bocas. 34 mil cr茅ditos. Personales con tasa fija 16%. Fecha de inscripci贸n: Agosto.
- 聽L铆nea聽Ampliaci贸n: para ampliaciones de hasta 20 m2 en viviendas existentes. 2 mil cr茅ditos. Hipotecarios. F贸rmula HogAr. Fecha de inscripci贸n estimada: Septiembre.
- 聽L铆nea聽Construcci贸n: para construcci贸n de viviendas de hasta 60 m2 en lote Procrear, municipal o propio. 30 mil cr茅ditos. Hipotecarios. F贸rmula HogAr. Fecha de inscripci贸n estimada: Septiembre.
- 聽L铆nea聽Lotes con Servicios: generaci贸n de suelo urbano para familias que no cuentan con terreno. 10 mil lotes. Cr茅ditos hipotecarios. F贸rmula Hog.Ar. Fecha de inscripci贸n estimada: Septiembre.
- 聽L铆nea聽Desarrollos Habitacionales: desarrollos de edificios de vivienda multifamiliar en contextos urbanos consolidados. 4 mil viviendas. Cr茅ditos hipotecarios. F贸rmula Hog.Ar. Fecha de licitaciones estimada: Septiembre.
- 聽L铆nea聽Desarrollos Urban铆sticos: desarrollos urban铆sticos y de conjuntos de viviendas en predios Procrear. 10 mil viviendas. Cr茅ditos hipotecarios. F贸rmula Hog.Ar. Fecha de licitaciones: Agosto. Fecha de inscripci贸n estimada: Septiembre.
-
Pr贸ximas entregas
Se entregar谩n 1.474 viviendas en predios Procrear en 1 agosto y septiembre, bajo los protocolos sanitarios en funci贸n de la pandemia por Covid-19, y se prev茅n m谩s de 8.000 entregas a partir de octubre.
Nueva f贸rmula HOG.AR.
“Esta f贸rmula聽vincula vivienda con el hogar“, destac贸 durante el anuncio la ministra Bielsa.
“Hogar” se trata de una f贸rmula de actualizaci贸n de capital para los cr茅ditos hipotecarios otorgados por Procrear,聽basada en la evoluci贸n del Coeficiente de Variaci贸n Salarial (CVS) publicado por el INDEC.
Reemplaza al sistema UVA para el otorgamiento de nuevos cr茅ditos.聽Adem谩s, brinda transparencia:聽se basa en informaci贸n oficial p煤blica que ser谩 comunicada en la p谩gina web del Ministerio de Desarrollo Territorial y H谩bitat.
Otorga mayor accesibilidad, estabilidad y previsibilidad: es m谩s baja que en otras modalidades de cr茅dito tradicionales. La relaci贸n de la f贸rmula Hog.Ar con la variaci贸n salarial favorece la estabilidad entre las cuotas a pagar y los ingresos a lo largo de la duraci贸n del cr茅dito.
Protege el patrimonio p煤blico: la posibilidad de otorgar cr茅ditos hipotecarios con actualizaci贸n de capital garantiza la sustentabilidad de Procrear y la posibilidad de continuar otorgando nuevos cr茅ditos a m谩s familias.
Ejes del plan
- 聽Actualizaci贸n de la agenda urbana: Amplio rango de destinatarios/as. Compromiso con la inclusi贸n de personas con discapacidad, el respeto y protecci贸n de las identidades locales, y la perspectiva de g茅nero. Incorpora criterios de conectividad, accesibilidad, sustentabilidad ambiental e higiene comunitaria.
- Integralidad de los Proyectos: Integraci贸n en la trama urbana. Generaci贸n de espacios p煤blicos de calidad y nuevas infraestructuras que permitan usos comerciales, culturales, y comunitarios. Esp铆ritu federal del programa. Articulaci贸n de la pol铆tica p煤blica con movimientos sociales y sectores acad茅micos.
- Dinamizaci贸n de la econom铆a: Reactivaci贸n de econom铆as locales y generaci贸n de empleo. Reconocimiento del rol estrat茅gico de la construcci贸n. Impulso de la comercializaci贸n y producci贸n nacional. Nueva f贸rmula de actualizaci贸n crediticia (Hog.Ar), que se vincula a la variaci贸n salarial y reemplaza a las UVAs, brindando previsibilidad y transparencia. Busca disminuir las maniobras especulativas en el mercado inmobiliario, en complemento con el Plan Nacional de Suelo Urbano, mediante el registro de valores, usos y crecimiento urbano.
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